Life Insurance
Life insurance is an insurance product that pays a benefit to the beneficiary upon the death of the insured. It is designed to provide financial protection for family members and prevent financial difficulties caused by interruption of income.
One of the benefits of life insurance is that it provides a sense of peace of mind, especially for those with family responsibilities, ensuring that family members will not be left in financial difficulties in the event of misfortune. The compensation is usually tax-free, which means that the beneficiary can directly receive the full amount to meet their needs. Some types of life insurance also provide savings or investment features, and if necessary, part of the cash value can be withdrawn to meet unexpected financial needs.

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- Floating Premium (Rate for Age):
The premium increases with age. The premium is low in the early stage of insurance, and then it will increase with age and inflation rate.
- Fixed Premium (Level):
Set a guaranteed period, and the premium will be locked in during this period. When you first purchase insurance, the fixed premium is more expensive than the floating premium, but thereafter, regardless of your age, the premium will not change each year during the guaranteed period.