Business Insurance
Commercial insurance refers to an insurance contract voluntarily signed between an insurance company and the insured, whereby the insurance company pays for property losses caused by possible accidents as agreed in the contract. Commercial insurance generally provides comprehensive protection, and the insured can plan according to their actual needs, with strong autonomy in choice, and can provide protection from all aspects, allowing you to live a worry-free life.
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【Various types of liability insurance 】
In business activities, we may be held responsible for losses caused to others due to accidents, professional negligence, or careless violations of the law. The losses caused to our own business may be huge. We need to have corresponding liability insurance to minimize such losses. Common liability insurances include [Public Liability Insurance] [Legal Liability Insurance] [Employer Liability Insurance] [Professional Liability Insurance] and more
【Business Interruption Insurance 】
If our production (such as equipment, stores, etc.) is unfortunately damaged and the business is suspended, then this protection can be used to claim the original income or insured profit, thus helping the business to tide over the difficulties. Common accidents that trigger this type of insurance include fire, flood, earthquake, accidental or malicious damage, etc.
【Building Insurance】
During the construction process, if the house and materials suffer losses, such as fire, flooding, vandalism, theft, etc., then building insurance can pay for related repairs, reconstruction, material loss and labor costs, etc. This is the type of insurance that the owner's insurer will choose before the project starts.
【Material Asset Insurance】
In business activities, our tools, materials, equipment, assets, and inventory are all at risk of unexpected losses, such as accidental damage, loss, theft, etc. The losses caused by this may be very large, so material asset insurance will provide protection for various equipment and materials in business activities to deal with the losses caused by emergencies.
【Commercial Auto Insurance】
If you use your vehicle for business-related purposes, you must purchase commercial auto insurance to protect yourself from unnecessary risks. This includes but is not limited to taxis, tool or cargo transportation, rental cars, loan cars, etc.
【Commercial Property Insurance】
If your property is used for commercial purposes, then you should choose commercial property insurance instead of general home insurance. For example: office buildings, offices, factory workshops, shops, shopping malls, etc. In addition, if you conduct commercial activities in a residential house, the insurance company may also determine it as a commercial property depending on the circumstances.