Health Insurance
Health insurance is used to help the insured pay for medical expenses when they become sick, injured, or have other health problems. By paying premiums, the insured can get some or all of the expenses reimbursed by the insurance company when they need medical services, thereby reducing their personal medical expenses. Health insurance can cover a variety of medical services, including diagnosis and treatment, hospitalization, surgery, medicine, physical examinations, etc.
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Although New Zealand's public healthcare system is free for New Zealand residents, it also means long wait times and delayed medical treatment. Comprehensive medical insurance usually includes expert consultations, various examinations, treatments, hospitalization, surgery, cancer protection, non-government subsidized drugs, and overseas medical treatment.
Which visas can be covered by health insurance?
What visas can be covered by health insurance? As long as you are a permanent resident, citizen or work visa holder in New Zealand who meets certain requirements, you can enjoy private medical insurance.
- New Zealand citizens and residents
- Work Visa (2 years or more)
- Australian citizen or PR (has lived or intends to live in New Zealand for 2 years or more)
- Other visas eligible for public sponsorship (such as refugees, students studying in government-designated programs, etc.)